Scoop 2 tablespoons of cream cheese onto a cutting board and gently flatten it.
Layer the bacon, pickles, and jalapeño slices on top of the cream cheese.
Using a knife, chop everything together until it reaches your desired consistency.
Sprinkle in onion powder and shredded cheddar cheese, then mix everything with a spatula.
Toast your bagel to golden perfection.
Spread the chopped cream cheese mixture generously onto the toasted bagel.
Slice the bagel in half to reveal that satisfying cross-section. Enjoy immediately!